MSME Loans

Collateral free Loan for Startup and Early startup

MSME Loans

MSME loan is a credit facility offered to MSMEs, individuals, startups, business owners, entrepreneurs, self-employed professionals and other business entities for business expansion purposes and to meet day-to-day business requirements.

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Overdraft

Unsecured Overdraft facility with 12 Month Revolving tenor. Maximum Loan amount 500 lakhs

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Term Loan

Unsecured Term Loan facility given for maximum 60 Month tenor. Maximum Loan amount 500 lakhs

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Machinery Loan

Unsecured Loan facility given for Machinery purchase. Maximum Loan Tenor 60 Month . Loan amount till 500 lakhs

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Msme Laon

Why Choose MSME loan

1. Eligible activities

2. Loan amount

3. Guarantee coverage

4. Collateral:

1. Eligible activities

You are eligible under the Msme scheme if your business falls within the manufacturing and service-based category, including retail trade and service ITes industry.

2. Loan amount

If you own an MSE, then the credit facility you can avail of runs up to ₹200 lakh. With New MSME guideline this facility extended to 500 lakhs.

3. Guarantee coverage

For Msme Loan , you can avail of 75-85% repayment guaranteed by Msme entity, in case you default on the principal loan amount. However, this feature only applies if the principal loan amount is up to ₹50 lakh.

4. Collateral:

For Msme loan , you require absolutely no collateral or third-party guarantee,Though Personal guarantee might be required.

How Crediting can help you

Loan documentation

support in projection preparation and matching with right lenders

Support with Loan sanction terms

Support in getting you right Offers and manageable sanction terms with right pricing

Post Sanction Compliance

Support in post sanction compliance like stock statement ,sanction trems ,Renewal and payment of ineterest on time